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ATM withdrawal
Account fee
ATM Topup
EFT in
Airtime
Electricity
Water
Betting voucher
Lottery voucher
DSTV
SOLmate to SOLmate
wiCode Withdrawal
POS & ATM declined transaction
Swipe fee
n/a
wiCode Top up
Card load fee
Card unload fee
EFT out
RTC (instant EFT)
Ewallet voucher
Cashback in retail
Activation fee
free
Pay@ Topup
SOLmate Account
n/a
free
free
free
free
free
free
free
free
n/a
R8.50
n/a
n/a
n/a
R8.00
R40.00
R20.00
n/a
Various. See here
SOLmate Account +Debit Card
free
free
*R99
R29
free
free
free
free
free
1.75% (Minimum R14)
R5.00
R8.00
R40.00
R20.00
R1.40
Various. See here
R15 per R1000
free
free
free
R8.50
R9.99
R10
*Our pricing starts from just R99 for debit card activation and delivery. Pricing is dependent on risk profile and address of each customer as determined by our Compliance department. Special promotional pricing may also apply from time to time.
*Our pricing starts from just R99 for debit card activation and delivery. Pricing is dependent on risk profile and address of each customer as determined by our Compliance department. Special promotional pricing may also apply from time to time.
  • Spar Group
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.5%
    • Debit Card Fee: 0.85%
    • Credit Card Fee: 2.5%
  • Pick n Pay (Pty) Ltd
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.5%
    • Debit Card Fee: 0.68%
    • Credit Card Fee: 1.72%
  • Flash Traders
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.7%
    • Debit Card Fee: 1.5%
    • Credit Card Fee: 1.5%
  • TopItUp
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.68%
    • Debit Card Fee: 2.65%
    • Credit Card Fee: 2.65%
  • Masterpass
    • Transaction fee (exd. Vat): R2.03
    • Cash Handling Fee: 0%
    • Debit Card Fee: 1.95%
    • Credit Card Fee: 2.60%
  • Spar Direct
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.7%
    • Debit Card Fee: 1.5%
    • Credit Card Fee: 1.5%
  • Snapscan
    • Transaction fee (exd. Vat): R2.03
    • Cash Handling Fee: 1.5%
    • Debit Card Fee: 1.95%
    • Credit Card Fee: 2.6%
  • Massmart
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.35%
    • Debit Card Fee: 0.75%
    • Credit Card Fee: 2.25%
  • EFT
    • Transaction fee (exd. Vat): R2.03
    • Cash Handling Fee: 1.5%
    • Debit Card Fee: 0%
    • Credit Card Fee: 0%
  • Zapper
    • Transaction fee (exd. Vat): R2.03
    • Cash Handling Fee: 1.5%
    • Debit Card Fee: 1.95%
    • Credit Card Fee: 2.6%
  • JD Group
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.7%
    • Debit Card Fee: 1.5%
    • Credit Card Fee: 1.5%
  • MTN Mobile Money
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 1.5%
    • Debit Card Fee: 0%
    • Credit Card Fee: 0%
  • Kazang
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.87%
    • Debit Card Fee: 2.50%
    • Credit Card Fee: 2.50%
  • MyVodacom
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 1.5%
    • Debit Card Fee: 0.9%
    • Credit Card Fee: 2.1%
  • Spar Direct Botswana
    • Transaction fee (exd. Vat): R7.7
    • Cash Handling Fee: 0.7%
    • Debit Card Fee: 1.5%
    • Credit Card Fee: 1.5%
  • Capitec Billpay
    • Transaction fee (exd. Vat): R4.16
    • Cash Handling Fee: 1%
    • Debit Card Fee: 0%
    • Credit Card Fee: 0%
  • Telkom Pay
    • Transaction fee (exd. Vat): R2.03
    • Cash Handling Fee: 1.5%
    • Debit Card Fee: 0%
    • Credit Card Fee: 0%
  • FNB Digital Banking
    • Transaction fee (exd. Vat): R4.16
    • Cash Handling Fee: 1%
    • Debit Card Fee: 1%
    • Credit Card Fee: 2%
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