What are my overall wallet and transaction limits?
Your SOLmate account has limits that apply across all services combined — including EFTs, vouchers, eWallets, WiCode, and international transfers.
Daily transaction limit: R10,000
Monthly transaction limit: R50,000
Maximum account balance: R25,000
Once you reach your daily or monthly transaction cap, further transactions will be blocked — even if the individual service limit hasn’t been reached.
What are the fees and limits for EFT (bank transfers)?
EFT Send (Standard)
- Fee: R8
- Processing time: 4–48 business hours
EFT Send (Real-Time Clearing / RTC)
- Fee: R40
- Processing time: Within 15 minutes (including weekends and public holidays)
EFT Receive (Standard)
- Fee: Free
- Processing time: Same day if sent before 15:00 (Monday to Friday)
EFT Receive (RTC)
- Fee: R40
- Processing time: Within 15 minutes
When receiving EFTs, always use your full SOLmate mobile number (starting with 0 or 27) as the payment reference. Incorrect references may delay or block the transfer.
What are the fees and limits for eWallet transfers?
- Send fee: R20
- ATM withdrawal fee: R10 + 1%
- Online shopping fee: R1.50
- Daily transaction limit: R10,000
- Monthly transaction limit: R50,000
Unredeemed eWallets expire after 30 days. If the voucher is not used, the full amount — including the R20 fee — is refunded automatically to the sender.
What are the fees and limits for international money transfers?
- Flat fee: R25 (for transfers under R25,000)
- Fee payer: Either the sender or recipient (selectable during the process)
- Delivery time: Up to 48 hours
- Supported countries: 180+
You may also choose to fix the exact payout amount your recipient receives.
What are the fees and limits for WiCode transactions?
WiCode Withdrawal
- Fee: R20 (currently R10 until July 2025)
- Per transaction limit: R3,000
- Daily limit: R10,000
- Monthly limit: R24,000
WiCode Deposit
- Fee: 1.75% of the deposit amount (minimum R14)
- Per transaction limit: R3,000
- Daily limit: R15,000
- Monthly limit: R24,000
WiCodes expire 60 minutes after being generated. If the code expires, simply generate a new one.
What are the fees and limits for voucher purchases?
All voucher types are free to purchase. This includes airtime, data, electricity, DStv, and betting vouchers.
Voucher usage limits:
- Airtime & Data: R10,000 per day / R50,000 per month
- Electricity, DStv & Betting: R5,000 per day / R25,000 per month
- Voucher purchases count toward your overall daily and monthly wallet transaction limits.
What are the activation & monthly fees to keep my SOLmate account active?
- Once-off Account activation fee (South African ID & Passport holders): R99
- Once-off Account activation fee (Asylum documentation): R120
- Monthly account fee: R10 (billed on the 1st of each month)
How do Cash Rewards work?
Cash Rewards are automatically earned based on eligible service usage — such as airtime purchases and bill payments — but only if your R25 monthly account fee is paid on time.
- A 3-day grace period applies
- If unpaid after 3 days, you forfeit that month’s rewards
- Rewards are paid at the start of the following month