eWallet

Got an SMS saying money was sent to your number? Here's exactly how to turn it into cash — the USSD codes, the ATM route with no card, the supermarket tills that pay out, and the two clocks you need to respect while you do it.

Every eWallet has three ceilings: how much it can hold, how much you can send per day, and how much cash comes out. Here are the actual numbers — bank voucher limits and wallet account limits — in one place, with what to do when you hit them.

Money sent to a cellphone number, cash out at a till without a card or bank account — that's an eWallet. Here's the full mechanics: how sending works, where the cash comes out, what the timers mean, and what an eWallet can never do.

Surprise: an eWallet number isn't a special number at all — it's just the cellphone number the money was sent to. Here's how to access it with *120*277#, where to spend it, and what an eWallet can't do.

FNB eWallet money goes back to the sender after about two weeks — but the cash-out PIN expires in just 16 hours. Here's what expires when, and how long SOLmate Ewallets and wiCodes stay valid.